Affordable Health Insurnace

Who can get a health savings account?

Anyone under age 65 who buys a qualified high-deductible policy can open an HSA. You can't be covered by another affordable health insurnace policy that isn't a qualified high-deductible plan (either as an individual or a dependent), although you can still have other disability, dental, vision and long-term-care policies. (See "Employee coverage vs. individual plans.")

How much can I contribute annually to an HSA?

You can contribute the amount of the deductible on your policy, this year up to $2,850 for singles and $5,650 for families. If you are 55 or older, you can put in an extra $800.

In 2008, you can contribute up to $2,900 for individual coverage or $5,800 for families. People age 55 and older can make a catch-up contribution of $900.

Can any high-deductible affordable health insurnacepolicy qualify for an HSA?

Any high-deductible policy can

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