Bcbsvt Health Insurance
If you live in a no-fault state, there is no reason to buy both MedPay and PIP. This is because PIP provides bcbsvt health insurance coverage that is equal and beyond MedPay. Keep in mind, though, PIP has a 20% dductible, where as MedPay has none. MedPay covers reasonable and necessary expenses for medical, surgical, dental, and chiropractic treatment. It also covers hospitalization, ambulance services, X-rays, nursing services, prosthetic devices and funeral services. If you have health insurance or belong to an HMO, your probably don’t need it. Also, it is no substitute for broader health insurance, and few companies are willing to sell more than $25,000 worth of MedPay coverage – something to keep in mind when deciding on what to get.
PIP covers the same services as MedPay, but also many more. It also covers psychiatric, physical, occupational therapy and rehabilitation, and any other professional health services. In
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