Blue Cross Blue Shield Of Florida Government Plan Health Insurance

“The insurance industry’s culpability in the health-care crisis is irrefutable,” said Todd Main, campaign director of the Physicians for a National Health Plan. “We pay the most and have lower outcomes. As a business model, it’s failing consumers, and as a result it’s hurting businesses across the country.” Perhaps the greatest conceit of health-care reform debates is the notion that free-market competition among private insurance companies will lower costs.

Instead of a free market, the insurance industry is increasingly a monopoly market, now dominated by three national firms: UnitedHealth, WellPoint and Aetna. Inflationary premium rates have increased more than 70 percent in just the past six years. Even as we pay more for coverage, we experience less access and denial of free choice of providers and hospitals.

Abandoning the principle of shared risk, private insurers maximize profits by insuring the healthy and

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Blue Cross Blue Shield Of Florida Government Plan Health Insurance

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