Blue Cross Blue Shield Smart Value Insurance Health Insurance

Term Life Insurance Continues

Again, assume there had been a term blue cross blue shield smart value insurance health insurance policy and the mortgage had been obtained at favorable rates. Compared to today, it would have been very financially advantageous NOT to pay off the mortgage. Because now, if the survivor needs to take out another mortgage to continue the same standard of living, interest rates are higher along with the monthly payments.

You need to think carefully about term life insurance and bank mortgage insurance.

- You the owner and not the financial institution, own the insurance policy

- Your policy is created specifically for your needs

- You, not the bank, decide if you wish to cancel

- You choose your own beneficiary; the bank is not the beneficiary

- You don't have to worry about your term insurance premiums increasing

- You decide whether to continue with the insurance if you sell

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