Blue Cross Health Select Texas
Cruze pointed out that employees would no longer be required to make copayments on doctor's visits and prescriptions because the entire bill would be paid for with the money deposited in their HSAs by White Stone. He also emphasized that HSAs would help them become educated consumers. "I saw it as a healthy education for them," he says. "They needed to learn that all-you-can-eat blue cross health select texas is not an entitlement and start asking doctors hard questions like, 'Do I really need this test?'"
At first, employees seemed dubious. "People were scared because they didn't understand," Cruze says. Evans, the HR director, held weekly meetings with plan members and their spouses at which she addressed questions and problems that arose. Initially, employees complained that their doctors didn't understand how HSAs worked. Rather than submitting their bills to insurance carriers, doctors had to swipe debit
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