Blue Cross Pennsylvania Berks County Health Insurance

Sorry – it's a pre-existing condition

The basic principle is that if you are already suffering from a condition when you start a policy, then that condition “pre-exists” the policy and any claims for its treatment are invalid. For this reason, blue cross pennsylvania berks county health insurance companies insist you complete an exhaustive questionnaire before they agree to insure you. After all they need a clear picture of your medical condition before they quote. For many applications, the insurer will, with your approval, also write to your GP for specific details of your medical history. They like to have a complete picture.

So lets say some years ago you injured your knee playing football. It appeared to recover but now it turns out that you have a torn cartilage and need an operation. The insurer could argue that this is a pre-existing condition and you have to pay for its' treatment. Some insurers try to accommodate

Primary Applicant Information:
Gender	Birthdate	Height	Weight	Tobacco?

Spouse Information:
Gender	Birthdate	Height	Weight	Tobacco?

	Gender	Birthdate	Height	Weight
Child 1 Information:

Is anyone to be included in this quote pregnant? *	Yes No
Does anyone to be included currently have health insurance? *	Yes No

If any person applying has any of the following conditions, please check the corresponding box:
AIDS / HIV	Alcohol / Drug Abuse	Alzheimer's / Dementia
Asthma	Cancer	Clinical Depression
Diabetes	Emphysema	Epilepsy
Heart Attack	Heart Disease	Hepatitis / Liver
High Blood Pressure	High Cholesterol	Kidney Disease
Mental Illness	Multiple Sclerosis	Pulmonary Disease
Stroke	Ulcers	Vascular Disease
Other / Not Listed	If other, please list conditions:

Blue Cross Pennsylvania Berks County Health Insurance

Fast and Free Health Insurance Quotes

Pay less for your Health Insurance. Complete the following short form.

Primary Applicant's Occupation: (If full-time student, write "student")
Is the primary applicant currently self employed? *	Yes No


First Name *		Last Name *
Address *		City *
State *		Zip Code *
Day Phone *		Evening Phone
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