Castastrophic Medical Insurance

Increasing numbers of employers are now offering flexible benefits packages through which you can buy extra holiday, childcare vouchers, extra life castastrophic medical insurance, home computers, critical illness cover, castastrophic medical insurancefor the family etc. Such schemes are fantastic because many of the benefits you buy are tax deductible, i.e. the cost comes off your pre-tax salary.

6. Join your Save As You Earn Scheme
Offering employees share option schemes is an increasingly popular way of giving workers a stake in the companies they work for. In the past 10 years, an estimated £100bn of shares have been transferred to employees with companies recognising the benefits of giving employees an incentive to work harder for the good of the business.

Many large firms will offer SAYE or “Sharesave” schemes. These allow employees to save between £5 and £250 per month for

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