Dean Care Health Insurance

"An insurer's goal is to understand the consumer they are underwriting and properly gauge the risk. Otherwise, they would be insolvent," said David Aronson, spokesman for MIB, a not-for-profit group. If you are looking for coverage in the individual market, be prepared for scrutiny. Health-care applicants are asked to fill out detailed, multipage questionnaires about their health care. One of the first questions is usually whether you have diabetes, Pollitz said. After they receive the application, insurers turn to information gatherers such as MIB and other sources to double-check what an applicant has disclosed.

So now you need insurance
Lying on your health-insurance application form is never a good idea. Considered dean care health insurance fraud, the insurer can cancel your policy (just when you might need it) if you are caught. As more and more data is warehoused electronically, it is easier for insurers to share

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