Do I Have To Have A Physical Exam Before Getting Individual Health Ins

Among 1,700 people surveyed, more than a quarter of those with medical debt reported having housing problems. The most commonly reported problem was the inability to qualify for a mortgage; others reported not being able to pay their rent or their mortgage or that they had to move to less-expensive housing. Another concern is how credit card companies will try to collect from patients who don’t pay them.

After state lawmakers threatened to restrict hospitals from aggressive debt collections practices such as placing liens on people’s homes and garnishing their wages, the California Hospital Assn. agreed last year to voluntary guidelines that bar hospitals from such practices. Said Jacoby of the University of North Carolina at Chapel Hill: “Bringing in a third party to collect the debt means we don’t really know what they are up to.”

A reader writes, “What are your thoughts about the statement by Matt Santos, the

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Do I Have To Have A Physical Exam Before Getting Individual Health Ins

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