Health Rating


Between 2004 and 2005, the most recent data available, just under 16 percent of all Americans had no health rating, the Census Bureau reports. That means nearly 47 million people are without health care coverage. "The sobering question is: How many of those who remain uninsured are actually in a position to afford health insurance, but simply opt not to buy it," says Jon Engleking, co-founder and managing partner with Your Health Quote Online, a Web site dedicated to addressing the consumer's growing need for information and education on health insurance.

"Poverty actually accounts for a small portion of that 16 percent," Engleking notes. "Many more people forego health rating because they either think they can't afford it or don't need it. The truth is, everyone needs health insurance, and new types of policies and benefit options are making it more accessible to people at nearly all income

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