Healthnet Medical Insurance Supplement
In the 1930s FDR’s original Social Security legislation included medical coverage, modeled on European programs of the time. The AMA fought the medical part vigorously. Not wanting to risk his entire program, FDR removed healthnet medical insurance supplement from the plan. During World War II, wages were controlled, and employers, trying to attract workers in a tight labor market, added medical insurance to wages as an inducement. The strategy worked. Thus was medical insurance linked to employment. It was really a pragmatic accident of the times, rather than the result of studious deliberation.
Which brings us to where we are now. Because of major advances in science and technology, medicine has much more to offer us, and it is now an expensive necessity rather than an optional nicety. Many jobs have been outsourced. Few jobs last a lifetime. The labor market is not tight, so employers don’t need benefits to attract workers. The result is
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