Idemnity Health Plan

The alternative to third-party insurance is individual self-insurance. The alternative to having third parties pay every medical bill is to have people pay most medical bills with their own money. The alternative to having large bureaucracies limit spending decisions with arbitrary rules and regulations is to let people make their own decisions.

Many economists who have studied the idemnity health plan market believe that a more prudent approach would be to choose a high deductible and put the savings (from lower premiums) in individual medical savings accounts. In a short period of time, the vast majority of people would have accumulated savings far in excess of the annual deductible. If not spent, these funds could be used for postretirement medical expenses or as a supplement to retirement pensions. Singapore, for example, has built its entire health care system around individual self-insurance. Singapore workers are required to put 6

Fast and Free Health Insurance Quotes

In just 2 minutes, you can get instant quotes from over 175 health plans regardless of health conditions, tobacco use, age, or employment. Our online quotes and national network of local insurance agents, will help you find the right plan and save money. Your information will be kept safe and secure and will only be used to provide you with quotes.

Pay less for your Health Insurance. Complete the following short form.

It's OK to estimate some values if you are not sure, but providing correct information will allow
your quotes to be processed faster and more accurately.

Primary Applicant Information:
Gender	Birthdate	Height	Weight	Tobacco?

Would you like to cover your spouse?

Yes No

How many children would you like to cover?

Is anyone to be included in this quote pregnant? *	Yes No
Does anyone to be included currently have health insurance? *	Yes No

Does anyone to be covered have any major health conditions? *

Yes No

Primary Applicant's Occupation: (If full-time student, write "student")
Is the primary applicant currently self employed? *	Yes No

If you are Medicare-eligible a representative will call or email you about Medicare Supplement plans even if you are on the do not call registry. By clicking "Get My Quotes" and seeking a quote request I authorize and agree that up to four insurance companies or their agents and partner companies may contact me using this information or to obtain additional information needed to provide quotes where permitted by law. I acknowledge that I have read and understand all of the Terms and Conditions of this website and agree to be bound by them.

Get Quotes

Buyers Guide

Key Concepts

Free Newsletter:

	Gender	Birthdate	Height	Weight
Child 1 Information:

If any person applying has any of the following conditions, please check the corresponding box:
AIDS / HIV	Alcohol / Drug Abuse	Alzheimer's / Dementia
Asthma	Cancer	Clinical Depression
Diabetes	Emphysema	Epilepsy
Heart Attack	Heart Disease	Hepatitis / Liver
High Blood Pressure	High Cholesterol	Kidney Disease
Mental Illness	Multiple Sclerosis	Pulmonary Disease
Stroke	Ulcers	Vascular Disease
Other / Not Listed	If other, please list conditions:


First Name *		Last Name *
Address *		City *
State *		Zip Code *
Day Phone *		Evening Phone
Email *