Medco Health Insurance

All HMO's in the state of New York offer standardized health benefit package that is made affordable through the sponsorship of NY State. This makes it more affordable for small employers and uninsured employees.

There are certain eligibility requirements for each section:

Small Employer

Business must be located in New York
The business must have 50 or less eligible employees
30% o employees must earn $34,000 or less
The business must not have provided group health insurance to employees in last 12 months (with certain stipulations)
50% o eligible employee participation and at least one earns $34,000 or less
Employer must contribute 50% o premium
The employer must offer plan to employees working 20 hours or more and earning $34,000 or less

Individual and Sole Proprietor guidelines:

The individual must live in the state of New York
Must be currently employed or have been within the last 12 months
Employer does not

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