Health Insurance Cobra Basics

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Basics For COBRA

Are you leaving a job, but want to hold on to your health insurance benefits? Here are the rules that allow you to maintaining those benefits:

Certain individuals may elect to receive COBRA continuation coverage when they have a COBRA Qualified Event and that individual loses plan coverage because of that event. Generally, the following must be true for an individual to qualify for COBRA:

The employer must have 20 or more employees.
The individual was covered under the plan at the time of the event.
The loss of coverage must be for a COBRA-listed Qualified Event (QE) such as termination or divorce.

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