Health Insurance Fee For Service Guide

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Fee-For-Service

This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals. You can choose any doctor you wish and change doctors any time. You can go to any hospital in any part of the country.

With fee-for-service, the insurer only pays for part of your doctor and hospital bills. This is what you pay:

A monthly fee, called a premium.
A certain amount of money each year, known as the deductible, before the insurance payments begin. In a typical plan, the

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