Health Insurance Plan Ratings

When checking on the insurance company you are considering, there are a few options you can pursue

Make sure the insurance company is licensed and covered by the state's guaranty fund. The fund pays claims in case the company defaults. Your state insurance department can provide this information.
Check the financial stability and soundness of the insurance company. Ratings from A.M. Best ( www.ambest.com ), Standard & Poor's ( www.standardandpoors.com ), Moody's Investors Services ( www.moodys.com ), and Weiss Ratings, Inc. (www.weissratings.com ) are available online and at most public libraries.
Research the complaint record of the company. Contact your state insurance

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